Equity Roofing Financing
For Roofing and Home Services
Don’t have the savings set aside for a new roof? You’re not alone—and you have more options than you might think.
Financing is one of the most common ways homeowners pay for roof replacements and major repairs, and there are solutions beyond high-interest credit cards.
In this video, our Director of Sales, Kevin Beaver, breaks down the top five financing options available today—how each one works, who they’re best for, and what to expect during the approval process.
For a deeper breakdown, explore our full financing guide, including pros, cons, requirements, and real-world examples to help you choose the right fit.
Upgrade Your Roof with Easy Monthly Payments
At Equity Roofing, we know that a high-quality roof is an investment in your home’s safety and value. That’s why we’ve partnered with Hearth Financing to offer flexible, hassle-free financing options that fit your budget.
Application FAQS
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Will filling out the prequalification form affect my credit score?
No, when you complete the prequalification form, lenders perform a "soft" credit inquiry. This allows you to compare lender offerings without affecting your credit score.
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Can I pay back my loan early without penalties?
Yes, all 17 of Hearth's lenders have no pre-payment fees, which means you can pay back your loan before the end of its term at no additional cost.
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How is my APR determined?
Lenders look at many factors, including as your credit history, current debt-to-income ratio, your income, and your expenses in assessing your creditworthiness.
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How soon will I get my money after my loan is approved?
You can usually expect to receive your money in as little as 1-5 business days.
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What is the minimum loan amount?
In most states, the minimum loan amount is $1,000, but we recommend requesting at least $2,000, as several of Hearth’s lenders only make loans of $2,000 or greater.
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Can I finance more or less than the exact cost of my project?
Yes, Hearth’s offers page will display a range of loan options. You can choose to finance a lesser amount, the exact amount, or a higher amount.
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If I don't see offers, can I try again with a co-borrower?
Yes, if you did not see offers, you can fill out the pre-qualification form again and add a co-borrower. Adding a co-borrower may help you qualify for a loan or qualify for lower interest rates.
Affordable Monthly Payment Options
Get a Free Estimate for Your Home
For Central PA, Indiana, and Michigan homeowners
When you fill out our free estimate form, your request goes straight to our office team.
You won't be added to a marketing list or spammed with emails—you'll only receive a confirmation that we've received your request. Your information stays protected with us.
Within one business day, one of our project specialists will call you. They'll ask about your home concerns—whether it's your roof, gutters, or siding—and if it makes sense to move forward, we'll schedule an on-site inspection.
One of our crew members will inspect your home and provide a detailed estimate with documented photos and videos. No pressure or hidden fees.
