Equity Roofing Financing

No, when you complete the prequalification form, lenders perform a "soft" credit inquiry. This allows you to compare lender offerings without affecting your credit score.

Yes, all 17 of Hearth's lenders have no pre-payment fees, which means you can pay back your loan before the end of its term at no additional cost.

Lenders look at many factors, including as your credit history, current debt-to-income ratio, your income, and your expenses in assessing your creditworthiness.

You can usually expect to receive your money in as little as 1-5 business days.

In most states, the minimum loan amount is $1,000, but we recommend requesting at least $2,000, as several of Hearth’s lenders only make loans of $2,000 or greater.

Yes, Hearth’s offers page will display a range of loan options. You can choose to finance a lesser amount, the exact amount, or a higher amount.

Yes, if you did not see offers, you can fill out the pre-qualification form again and add a co-borrower. Adding a co-borrower may help you qualify for a loan or qualify for lower interest rates.

The train in the Equity Roofing logo is a homage to our Mifflinburg office, which was once an old train station from the 1870's!

When we renovated the building for our office, we wanted to preserve as much of the history as possible, maintaining the architecture of the original structure and reviving the depot's timeless silhouette.

We’re so grateful to the Union County community for welcoming us into their neighborhoods and allowing us to be part of their history.

We offer replacement and repair for metal, shingle, and flat roofs.

As a Platinum Preferred Contractor (awarded to 1% of roofing professionals nationwide), we're able to offer Owens Corning's strongest 50-year warranty. 

We service the following areas: 

Pennsylvania Counties

• C: Centre County, Clinton County, Columbia County, Cumberland County (parts)

• D: Dauphin County

• J: Juniata County

• L: Lackawanna County, Lebanon County (parts), Luzerne County, Lycoming County

• M: Mifflin County, Montour County

• N: Northumberland County

• P: Perry County

• S: Schuylkill County, Snyder County,

• U: Union County

• Y: York

We list ranges for all of our services on our price page.

Equity Roofing’s prices are right in line with what’s typical for quality roofing in Central PA, Northern Indiana, and Southern Michigan.

Most of our full roof replacements fall between $12,000 and $35,000, with the average around $16,500—which matches the regional standard for homes in these areas.

Our quotes include everything needed for a long-lasting roof: full tear-offs, new flashing, proper ventilation, and manufacturer-backed warranties.

Equity Roofing isn’t the cheapest or the most expensive—we aim to be the most transparent and trustworthy, giving homeowners real value for a roof built to last.

We offer a free instant roofing calculator to estimate a price range for roof replacements. 

✔ Shingle Roofs: Owens Corning Duration, Designer, Flex, and More—CertainTeed and GAF upon request. Explore your color options.

✔ Standing Seam Metal Roof: Snap-Lock 26 Gauge Standing Seam, 24 Gauge upon request

✔ Exposed Fastener Metal Roofs: Tuff-rib panels from Premex, Pro-Appearance Panels from Kyfus

✔ Gutters: Aluminum, rolled on site

Yes, Equity Roofing is licensed and insured for:

✔ Pennsylvania Home Improvement Contractors License: PA 154015
✔ General Liability Insurance, including roofs
✔ Auto Insurance for all company vehicles 
✔ Workers' Compensation